tag:blogger.com,1999:blog-1539457256761038560.post4991163405603885368..comments2023-09-28T04:31:29.088-07:00Comments on Country Living in a Cariboo Valley: Paying Off Credit CardsAnniehttp://www.blogger.com/profile/11830022165659654262noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-1539457256761038560.post-84496955368698845062011-04-13T15:39:20.744-07:002011-04-13T15:39:20.744-07:00We don't have any debt, not even a mortgage (w...We don't have any debt, not even a mortgage (we paid cash for our farm last year). It's so very liberating. <br /><br />Having said that it was hard work. We lived (and live) frugally.<br /><br />When we did have a mortgage we doubled our payments every month and used every single extra dollar to pay it down. It's surprising how fast it starts to drop. We don't carry a balance on our credit cards and, quite frankly, the only time we will use our credit card will be to rent a car in a couple of weeks. We have set up a PayPal account for any online purchases.Oh, and we eat beans...a lot!<br /><br />I'm one of those people who tries to find anyway at all to <i>not</i> purchase something :)I don't have to talk myself out of buying, I have to talk myself into it. Sometimes it drives me nuts!<br /><br />Now we are still young and have a start to our homesteading lives with way less worries. My Hubby always calls it "delayed gratification". <br /><br />Sharon http://quiltingthefarm.vius.caSharonhttps://www.blogger.com/profile/07370064744402570158noreply@blogger.comtag:blogger.com,1999:blog-1539457256761038560.post-33501429354878932032011-04-12T15:34:02.675-07:002011-04-12T15:34:02.675-07:001 mortgage
no car loan
no cc debt
we pay them off ...1 mortgage<br />no car loan<br />no cc debt<br />we pay them off every month.<br />..and live within our means.Kathrynhttps://www.blogger.com/profile/11305293775583665402noreply@blogger.com