Paying off your credit cards is a Good Thing. Turning around and racking them back up is Not. It's important to budget the money you DO have, to make sure that you have enough to last until next payday.
I think quite a few people learned this a few years ago when the economy was so bad. What happens if you lose your job or you fall ill? How will your family be able to pay their bills, buy gas, groceries and the other necessities of life?
There have been times when we have had to carry over credit card debt. When the next due date comes along, I make sure I:
pay ALL the interest
Once that first card is paid off, take the amount you would have paid on it each month, and ADD it to what you pay on the next card in your pile. That will pay off your second card much quicker. That money you save by not charging on the third card is NOT new spending money. It needs to go to help pay off your next debt faster.
You can do it!
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